surrender value
Economia
Verbete 1 de 1
substantivo
Contexto: "Therefore, in order to provide a better protection for policyholders, consumers’ representatives propose to treat the reserve as a cash surrender value, further pushing the analogy with life insurance contracts."
Fonte: Hanbali, H., Claassens, H., Denuit, M., Dhaene, J., & Trufin, J. (2019). Once covered, forever covered: the actuarial challenges of the Belgian private health insurance system. Health Policy, 123(10), 970-975. https://doi.org/10.1016/j.healthpol.2019.07.005
Fonte: Hanbali, H., Claassens, H., Denuit, M., Dhaene, J., & Trufin, J. (2019). Once covered, forever covered: the actuarial challenges of the Belgian private health insurance system. Health Policy, 123(10), 970-975. https://doi.org/10.1016/j.healthpol.2019.07.005
Termo equivalente: valor de resgate
Definição: "Surrendering a life insurance policy refers to a situation where the policyholder terminates the contract before its natural expiry date and receives by the insurer a cash amount, the so-called surrender value, as specified by the policy’s conditions."
Fonte: Vincenzo Russo, Rosella Giacometti, Frank J. Fabozzi, Intensity-based framework for surrender modeling in life insurance, Insurance: Mathematics and Economics, Volume 72, 2017, Pages 189-196, ISSN 0167-6687, https://doi.org/10.1016/j.insmatheco.2016.11.001.
Fonte: Vincenzo Russo, Rosella Giacometti, Frank J. Fabozzi, Intensity-based framework for surrender modeling in life insurance, Insurance: Mathematics and Economics, Volume 72, 2017, Pages 189-196, ISSN 0167-6687, https://doi.org/10.1016/j.insmatheco.2016.11.001.
Definição em português: "A renúncia de uma apólice de seguro de vida se refere a uma situação em que o segurado rescinda o contrato antes de sua data de vencimento natural e recebe da seguradora um valor em dinheiro, o chamado valor de resgate, conforme especificado nas condições da apólice."